"I Bond Rates Prediction 2025: Insights on Fixed Rates, Current Returns, and Inflation Trends"

Tax Advantages of I Bonds in 2025 Besides reliable returns, I Bonds come with tax perks. Interest is exempt from state and local taxes, and federal tax can be deferred until redemption. When paired with i bond rates prediction 2025 showing stable growth, these tax benefits make I Bonds even more appealing. The current rate for I Bonds can be locked in now, and taxes don’t apply until you cash them in—potentially years down the line. This makes them ideal for tax-efficient savings.